Auto Insurance

Our comprehensive auto insurance coverage options run the gamut from comprehensive vehicle coverage, to business auto, personal injury, and property damage coverage, and all points in between.

A variety of vehicle and accident insurance options are available, including:

  • Collision Coverage, which pays any amount more than your deductible to restore the damage done to your vehicle to factory new condition;
  • Comprehensive Coverage, which covers a wide range of incidents and accidents;
  • Liability Coverage, which provides protection against financial loss, for example if you are at fault; and
  • Fault or No-Fault Coverage, for determining when the damage done to your own vehicle is covered by either your own insurance or the accident-causing party’s insurance.

Personal injury and damage protection insurance options include:

  • Bodily Injury Coverage, which helps to cover the medical expenses that can occur from injuries or death resulting from an accident in which you are at fault;
  • Medical Payments Coverage, which makes sure you’re protected against the income losses caused by medical and funeral expenses;
  • Personal Injury Protection Coverage, which takes care of medical expenses and lost wages caused from an accident;
  • Property Damage Coverage, which pays for damages that you cause to someone’s property when you are at fault; and
  • Uninsured/Underinsured Motorist Coverage, which protects you when the other party does not have enough insurance.

A variety of auto type insurances are available, such as:

  • Business Auto, which covers the unique auto insurance needs of business owners;
  • Collectible Auto, which takes care of the insurance needs relating to rare automobiles; and
  • Motor Homes, which cover the unique needs of the RV community.

Additionally, there are a variety of lesser-known but important auto-related insurance options, such as:

  • Optional/Add-on Equipment Coverage, which covers personal enhancements you have added to the vehicle;
  • Safety Apparel Coverage, which covers the expensive replacement of such items as a helmet or riding leathers;
  • Glass Repair and Replacement, which provides for the speedy replacement of windshield damage;
  • Auto Rental Service, which provides the use of a rental vehicle while your car is in the shop; and
  • Towing Services, which covers a towing service coming to the rescue just about anywhere.